Police Loan Insurance

Police Loan Insurance

Your job as a policeman is considered a profession at risk , our brokerage firm offers the cheapest solution for the insurance of your home loan because we have negotiated with insurance companies a loan rate without markup for your job as a policeman .

The policeman

The policeman

A member of the police and a representative of the public authority, the policeman’s job is to maintain order, enforce the law and ensure public safety. While on duty, the officer is usually dressed in a police officer’s uniform and can carry a weapon.

Occupational risk mortgage loan insurance

Occupational risk mortgage loan insurance

To obtain a mortgage, it is most often necessary to take out loan insurance. This is indeed a guarantee required by the bank to grant a loan of this type. The bank systematically offers borrowers its own loan insurance contract: the group contract (standard group insurance). However, you are free to subscribe, with equivalent guarantees, the loan insurance of your choice from an insurer external to the lender. It is possible for you to obtain a contract that is less expensive and / or more suitable than the group contract of the bank.

Insurers and the profession of policeman

Insurers and the profession of policeman

The police profession can be part of the “exclusions” of the loan insurance contracts because it represents high risks. Also, to benefit from an adapted contract, you will have to accept the setting up of particular conditions and thus the increase of your insurance premium.

The police most often carry a weapon during the service, and the insurance companies are subject to this professional category increases when subscribing to a loan insurance.

Service objects of a police officer:

  • Service weapon
  • Police handcuffs
  • Police whistle
  • Police notebook
  • Telescopic protection stick
  • Tazer police
  • Pepper spray

Use a broker to save money! The insurance specialist loan Richard Carstone.fr can negotiate at the best price your insurance loan for policeman.

 

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